T’s & C’s

18 May 2018

Policies and Procedures

We at Bizzfinder.co.za have designed our business practices to safeguard your privacy. This privacy policy applies to all the web pages related to this website.You can visit www.bizzfinder.co.za without revealing who you are or providing any personal information about yourself. Bizzfinder is Affiliated to SADC Commercial Advertising Pty Ltd. All contracts signed by customers are charged annually and to make instalments two part payments in instalments. Once singed a contract payment is expected upon completion and contracts renews itself for 2-3 years. A written cancellation must be submitted 7 days after signing contract if not then a cancellation fee must be paid of 75% of the full amount of the contract term 3 years

The Site may collect certain information about your visit, such as the name of the Internet service provider and the Internet Protocol (IP) address through which you access the Internet; the date and time you access the Site; the pages that you access while at the Site and the Internet address of the Web site from which you linked directly to our site. This information is used to help improve the Site, analyse trends, and administer the Site.

There will be times, such as when you submit a questionnaire, request a service, purchase a product, etc., when we will need to obtain personally identifiable information from you or about you. Such personally identifiable information may include your name, home address, e-mail address, telephone number, identity/passport number, income, credit references, etc. The information we receive about you or from you may be used by us or shared by us with our corporate affiliates, agents, vendors and others to help process or complete a transaction; to comply with any law, regulation, audit or court order; to help improve our website or the products or services we offer; for research; to better understand our clients’ needs; to develop new offerings; and to alert you to new products and services in which you may be interested. The information will not be used for anything other than which is stated in the Terms & Conditions of use for this service. None of the information will be sold or made available to anyone. By accepting these Terms & Conditions you consent to receive informational material from us, this would include promotions, price changes and information related to your services. We believe that knowing more about you can enable us to serve you better.

You should be aware that we collect usage information about you when you visit us, which helps us understand how our site is navigated, how many visitors arrive at specific pages, the length and frequency of a stay at our website, etc.In addition, Bizzfinder.co.za web pages may place “cookies” on your personal computer. “Cookies” are small identifiers, similar to a license plate, that help us to recognise you if you visit our website again. Cookies are used to help us personalise your viewing experiences. Cookies are not designed to be used to get data from your hard drive, your e-mail or any other personal data about you. You can reject cookies by changing your browser settings. Please note, however, that if you reject our cookies it is possible that some web pages may not properly load, your access to certain information might be denied or you might have to enter information about you or your application, inquiry or purchase more than once.

We safeguard your information using known encryption, security standards and procedures. We also assess new technology for protecting client information on an ongoing basis.Please be aware that we may change our Statement of Privacy from time to time. If we do, we will update this Statement of Privacy at our website, so be sure to check back here frequently.If you have any questions about our Statement of Privacy or privacy policies, please feel free to e-mail your questions to us.

By using this website, you signify your acceptance of our Privacy Policy. If you do not agree to this policy, please do not use our site and related pages. Your continued use of the website following the posting of changes to these terms will mean that you accept those changes.

Service Policy

When you click to make a purchase with us legal obligations arise and your right to refund of monies charged to your credit card or paid in any other way agreed by us, are limited by our terms & conditions. You must not make any purchase through this site unless you understand and agree all our terms and conditions. Once payment is made for the purchase, it is deemed that you have read and understood the terms and conditions for such purchase. If you have any queries please contact us before making any purchase for any service through this website. Our 24 hour, 7 day a week support number is 0796045149.

Service Levels

 During any technical failure, modification or maintenance of the service provided, Bizzfinder will use its reasonable endeavors to resume the service as soon as possible

Refunds Policy

Refunds will not be granted for services purchased in error. Should it be proven that a service is not working as per the Product Description, Terms and Conditions and/or Acceptable Usage Policy a refund will be granted. Refunds for amounts deposited into an Bizzfinder (IZWELETHU NETWORKS PTY LTD) Account erroneously will also have a 15% fee levied to cover our bank charges and will only be considered for processing 7 days after the original payment date. Refunds for debit order and credit card payments are processed after the second week of the month. Bizzfinder is Affiliated to SADC Commercial Advertising

Cancellations Policy

Note that the two parts of signing up for the services, one is signing up online for online packages and another is by receiving a form and signing it.When you have signed a form the contract has a firm order that states that the contract is for a minimum of 2 years and after a year automatically renews itself, to cancel the contract  a written letter needs to be submitted by the person who signed 7 days before  the advert is published or 7 days before the end of the first year and which a cancellation fee of 70% is required to cancel. If a cancellation of 70% cant be paid the full amount needs to be paid that client has signed.This cancellation applies when a client has signed a form. The company that has signed form gives approval for the given data and orders registration at SADC commercial advertising. Registration is for a minimum period of 2 years. This agreement shall automatically renew if its not terminated before the agreement ends.

Online Packages and signing up online :The cancellation of a product or service is the clients responsibility. Cancellations must be auctioned from the client control panel by the 24th for debit order clients, cancellations auctioned after the 24th will be auctioned for the end of the following month. If your payment method is Credit card you are able to process your cancellation for the end of the current month from the Client Control Panel for selected services.Should you require your log in details for the client control panel please use the forgot password function on our website. Email, fax and telephonic cancellations will not be accepted, all cancellations must be processed via the client control panel. Failure to cancel your services will result in your service or product being activated for the new month and therefore liable for payment.

Bizzfinder will not be held responsible for incorrect cancellations processed via the Client Control Panel, or be liable for any losses incurred.

Security Policy

Credit Card transactions are processed via our payment service provider 2 Checkout.com.
As a payment gateway Virtual Card Services does not and cannot verify, authorise or settle any transaction. Virtual Card Services provides the conduit (the messenger) for information between the merchant and the merchant’s bank.

Transaction security

Virtual Card Services uses 128-bit SSL certificates to ensure that all transaction information is passed securely between the merchant and Virtual Card Services site. No cardholder information is ever passed encrypted and any messages sent to our servers from Virtual Card Services are signed using MD5 hashing to prevent tampering. In the event that PAN information is returned, the PAN will be hashed, including the first 6 digits and last 4 digits of the PAN.

System security

Virtual Card Services systems are regularly scanned ensuring that their infrastructure and network remains secure at all times. Further to this, Virtual Card Services use an Approved Scanning Vendor (ASV) approved by the payment card brands to review scans quarterly. Additionally, Virtual Card Services is PCI DSS Level 1 certified, which is the highest level of compliance. Virtual Card Services are audited annually by a QSA ensuring that the upmost security is maintained at all times.

Payment Options/Terms

All transactions will be processed in South African Rands (ZAR). We do not extend credit and payment is required up front, services will not be activated without payment. We do accept Cash Deposit and Electronic Funds Transfer (EFT) as a method of payment for now June 2018.

Credit Card Authority

By supplying your “credit card/debit card/cheque card” hereafter referred to as “account/card” details and agreeing to the Terms & Conditions the following will be seen as accepted and agreed to:

I/we hereby request and authorise you to draw against my/our card (or any other bank or branch to which I/we may transfer my/our account/card) the due amount or any variable amount pertaining to this agreement, on the first working day of each month. This being the amount necessary for the settlement of the monthly invoice and/or any overdue amounts, due to you in respect of my/our purchases/contract/agreement.

All such withdrawals from my/our account/card by you shall be treated as though they had been signed by me/us personally. I/we, “instruct” and authorise your agent 2 Checkout.com, or by computer through a system provided by the South African Banks to draw against my/our account/card.

I/we understand that if account/card details have been supplied the withdrawals authorised here will be processed by BankServ. I/we also understand that details of each withdrawal will be printed on my/our statement. I/we agree to pay any banking charges relating to this debit instruction. This authority may be cancelled by me at any time by updating/changing the payment method from within the Control Panel.

Renewals (monthly invoice) will be processed on the first working day of every month. If your payment fails, your service(s) will be disabled immediately Please note that if you are cancelling your service(s) with Bizzfinder, you need to cancel via your control panel before the last day of the month if you are paying via account/card (excludes debit order payments). Failure to do so will result in the product being activated and the monthly subscription being debited.

All other account/card instructions (new account sign ups/activation, hardware/device purchases, top ups, upgrades), besides the monthly subscription, will be processed on a daily basis.

Our banking details

Please note: When making a payment use the bank beneficiary IZWELETHU NETWORKS PTY LTD.
Detailed instructions can be found on our website.

Please email your Proof of Payment/Cash Deposit slip to bizzfinder@outlook, please remember to use your six digit account number as your reference when making your payment.